Crash · 02

Compulsory insurance covers people. It does not pay for your bodywork.

Injury goes through compulsory automobile liability insurance. Dents, and your own repair bill, are another contract. Or you never bought that one.

The statute. The link goes to the national law database.

What this is

Name it first

Compulsory Automobile Liability Insurance Act §7: if a car accident injures or kills someone, the person with the claim can ask the insurer to pay under this Act, whether or not the driver was at fault. §13 puts that accident on injury or death of a passenger, or of someone outside the car. The bodywork on your own car is not in there. The driver of the insured car usually isn't a victim on this policy either. The real scope is the article plus the policy you actually hold.

What you can do now

0/3

Who you might call

Only if it fits

Also worth saying

Compulsory insurance has a time limit on claims. It does not simply start on 'the day we crashed', whatever the group chat says. If it's getting close, don't guess.
They only said go through insurance. Ask which policy.
I don't file the claim, and I won't guess what you'll be paid.

← Back to this group Next → It's repaired. The piece of the price that didn't come back.

I'm not a lawyer, and I'm not a mediator. I can't decide this for you. The statute that counts is the one still in force. Judgments live on the Judicial Yuan site.