01 / 10
You already paid the deposit. Hold the rest.
A receipt that says 訂金 is not automatically 定金 in the Civil Code. If the deal dies, believe the paper, not the salesperson.
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02 / 10
After they handed it over, you found the crash, the flood, the rolled-back odometer.
The seller's warranty is about what the car was worth, and whether you could use it as agreed, the day they gave it to you. Something you already knew is not the same as something you found later.
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03 / 10
Long lease, finance, loan. The monthly payment looks the same. Who owns the car doesn't.
A payment every month might be rent, might be a loan to buy, might be a conditional sale. Look at the name on the registration, and who gets the car when it's over.
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04 / 10
Buying or leasing in the company's name. An invoice is not a tax saving.
Input tax on a passenger car you use yourself is written, straight in the Business Tax Act, as tax you cannot credit. A real rental, or a car that actually works in the business, is a separate check. Don't put the saving in the budget first.
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05 / 10
The transfer isn't done. Don't pay the balance off.
Keys in your hand do not mean the motor vehicle office has you as the owner. The security interest, the plates, and the policy are three different jobs.
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06 / 10
Just got hit. Get people out of the lane. Don't sign yet.
Deal with the people and where the cars are sitting. The fault split is not decided in the notes app on their phone.
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07 / 10
Compulsory insurance covers people. It does not pay for your bodywork.
Injury goes through compulsory automobile liability insurance. Dents, and your own repair bill, are another contract. Or you never bought that one.
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08 / 10
It's repaired. The piece of the price that didn't come back.
The repair bill, the depreciation they take off new parts, and the drop in what the car will sell for are three different numbers. Looking clean from the outside does not mean the market price came back.
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09 / 10
The insurer says write-off. Split total loss, what's left of the wreck, and the loan.
What people on the road call a write-off is usually a total loss, or a constructive total loss, inside the policy. That is not the motor vehicle office scrapping the car. Don't stamp those as the same thing.
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10 / 10
Before you sign the settlement, circle three things.
The amount, what it covers, and whether you can ask again. Diminished value, a rental, rehab that never got written in can all get buried in one sentence.
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