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Civil Code §196: if someone wrongly damages your property, you can claim the drop in its value. Courts often use the repair cost to measure that, then depreciate parts that were replaced with new ones. Labor and paint usually get looked at apart. If the market price is still down after the repair, some people claim that trading loss on top. Insurers often don't offer it. A 1988 Supreme Court civil-division resolution (ROC year 77, the ninth meeting) gets cited on the repair-cost point. A resolution is not your judgment.
