A car policy working a claim does not come with a lawyer who takes your instructions. A few policies have a legal-expense add-on. The usual limits: the insurer has to agree, there's a cap, and it only covers you when you are the one being sued. Wanting to sue first, or wanting to switch lawyers, is often outside it.
Whether you hire someone depends on the injury, the amount, and whether there's a criminal side. An ad for a monthly club doesn't answer that. I don't sell the club. Which legal-expense rider is the better deal is not a call I can make from here.
What you can do first
- 01Search the policy for legal expenses, and for lawyer. No such line, treat it as not there.
- 02Ask the cap, whether they have to approve it first, and whether the prosecutor's investigation is included.
- 03If you want to hire someone, check the name at the Ministry of Justice. Then read how the two lawyers on this site wrote themselves up.
Related text. The link leaves this site for the official database or the agency.
Rewritten in my own words. Not a judgment and not a law firm's article. If a number shows up, it belonged to that public discussion, not to you. Check the Judicial Yuan judgment system. These started as public discussions of car crashes. I rewrote them here. Not a law firm's article.
I'm not a lawyer, and I'm not a mediator. I can't decide this for you. The statute that counts is the one still in force. Judgments live on the Judicial Yuan site.