Skip to content
AUTOBROAutobro

Insurance · 2026-01

A fake crash, a fake claim. Don't transfer. Then check the insurer and the police.

If they want the money right now, or they say the police told them to collect it, treat that as not real.

A fake crash, a fake claim. Don't transfer. Then check the insurer and the police.
A picture of the kind of moment. Not a photo from that case.

The usual lines: your car was photographed, you have to pay a deposit before they'll drop it, a 'claims person' wants points or a transfer to a private account. A real crash has a place, the other plate, and a report number on the three-copy slip. A private account, and 'transfer or we sue', is usually not how this works.

The other version is people you know staging a crash to cheat an insurer. That isn't saving money. It can be fraud. I'm not writing how to do it so you don't get caught.

If they want the money right now, or they say the police told them to collect it, treat that as not real.
A picture of the kind of moment. Not a photo from that case.

What you can do first

  1. 01Don't transfer. Ask for the report number and the insurer's main switchboard, and you call it.
  2. 02Call 165, or the number on the insurer's own site. Don't call back the number in the text.
  3. 03If the money already left, keep the record, tell the police soon, and don't send a second payment.

Related text. The link leaves this site for the official database or the agency.

Rewritten in my own words. Not a judgment and not a law firm's article. If a number shows up, it belonged to that public discussion, not to you. Check the Judicial Yuan judgment system. These started as public discussions of car crashes. I rewrote them here. Not a law firm's article.

← InsuranceNext · Compulsory insurance covers passengers and people outside the car. It does not cover your bodywork.

I'm not a lawyer, and I'm not a mediator. I can't decide this for you. The statute that counts is the one still in force. Judgments live on the Judicial Yuan site.