Every car is supposed to carry compulsory automobile liability insurance. It pays for a victim's injury or death, fault or not, inside set items and caps. The driver of the insured car, and plain damage to the car, are as a rule not on this policy.
Get stopped with no insurance and the fine differs for a car, a scooter, and a slow vehicle. A crash that already happened, still uninsured, is usually a different band. I'm not reciting a number that may already have changed. Read the article on the national law database as it stands. If the car can't be traced, or it wasn't insured, the victim can go to the special compensation fund where the statute allows it. The fund can still come back against the person who should have paid.
What you can do first
- 01Check the expiry on the insurance card next to the registration. If it's lapsed, renew it. Don't wait to be stopped.
- 02The claim for the person and the repair of the car are two different calls.
- 03If they say they have no insurance, write the plate and the name. Then check the fund's conditions. Don't invent a shortcut.
Related text. The link leaves this site for the official database or the agency.
Rewritten in my own words. Not a judgment and not a law firm's article. If a number shows up, it belonged to that public discussion, not to you. Check the Judicial Yuan judgment system. These started as public discussions of car crashes. I rewrote them here. Not a law firm's article.
I'm not a lawyer, and I'm not a mediator. I can't decide this for you. The statute that counts is the one still in force. Judgments live on the Judicial Yuan site.