A lot of people claim own-damage first. Then the other insurer says the rest isn't covered. The repair and the other losses are not the same receipt. Own-damage is your contract with your insurer. What you want from the other person goes through civil liability, and through their policy.
In that public discussion, a court can still see losses outside the repair, if you can prove them. The items have to come apart, the receipts have to still be there, and the settlement can't already say you gave up everything else. I'm not copying one courtroom's number onto the next crash.
What you can do first
- 01Keep the own-damage breakdown. Circle what it paid and what it left.
- 02Give each leftover item its own receipts. Don't fold them into one line called emotional loss.
- 03Before you sign that you give up every other claim, write down what never got talked about.
Related text. The link leaves this site for the official database or the agency.
Rewritten in my own words. Not a judgment and not a law firm's article. If a number shows up, it belonged to that public discussion, not to you. Check the Judicial Yuan judgment system. These started as public discussions of car crashes. I rewrote them here. Not a law firm's article.
I'm not a lawyer, and I'm not a mediator. I can't decide this for you. The statute that counts is the one still in force. Judgments live on the Judicial Yuan site.